Terms of service

Terms of Service

Effective Date: June 24, 2026

Welcome to Kids Cash Academy. These Terms of Service ("Terms") govern your use of our website, products, digital resources, and services available through Kids Cash Academy ("Kids Cash Academy," "we," "our," or "us").

By accessing our website or purchasing any of our products, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our website or purchase our products.

1. Eligibility

You must be at least 18 years of age or the age of majority in your state or country to make purchases through our website.

Our products are intended for purchase and use by parents, guardians, educators, churches, schools, homeschool families, homeschool co-ops, tutors, nonprofits, and other educational organizations.

2. Products and Services

Kids Cash Academy provides educational resources designed to teach children financial literacy, stewardship, entrepreneurship, and leadership.

Our products may include:

  • Printed books and curriculum

  • Digital downloads

  • Printable worksheets and activities

  • Educational resources

  • Future courses, memberships, workshops, and additional learning materials

We reserve the right to update, modify, discontinue, or improve any product or service without prior notice.

3. Orders and Payment

All prices are listed in U.S. Dollars.

Payment is due at the time of purchase.

We reserve the right to refuse or cancel any order if we suspect fraud, discover pricing errors, experience inventory shortages, encounter payment processing issues, or determine that these Terms have been violated.

If your order is canceled after payment has been received, you will receive a full refund.

4. Shipping

Physical products are shipped according to the Shipping Policy available on our website.

Shipping times are estimates and are not guaranteed.

Kids Cash Academy is not responsible for shipping delays caused by carriers, weather, customs, or circumstances beyond our control.

5. Digital Products

Digital products are delivered electronically and become available shortly after purchase.

Because digital products cannot be returned once delivered, all digital product sales are final unless otherwise required by applicable law.

Please carefully review product descriptions before completing your purchase.

6. Returns and Replacements

Please refer to our Return & Refund Policy for complete details.

In general:

  • Digital products are non-refundable.

  • Physical books may be replaced if they arrive damaged during shipping.

  • Requests for replacements should be submitted promptly and include photographs of the shipping damage.

7. Intellectual Property

All content provided by Kids Cash Academy is protected by United States copyright law and other applicable intellectual property laws.

This includes, but is not limited to:

  • Curriculum

  • Books

  • Lesson plans

  • Worksheets

  • Activities

  • Printables

  • Graphics

  • Logos

  • Illustrations

  • Photographs

  • Videos

  • Downloads

  • Product descriptions

  • Website content

All intellectual property remains the exclusive property of Kids Cash Academy unless otherwise stated.

8. License to Use

When you purchase a Kids Cash Academy product, you receive a limited, non-exclusive, non-transferable license to use the purchased materials for educational purposes in accordance with these Terms.

Permitted Use

We proudly welcome the use of our materials by:

  • Families and households

  • Homeschool families

  • Homeschool co-ops

  • Private schools

  • Public schools

  • Churches

  • Tutors

  • Nonprofit organizations

  • Educational programs

The purchaser may use the purchased materials within their own home, classroom, church, homeschool co-op, tutoring program, or educational organization.

When a product includes printable worksheets, activity pages, or student resources, the purchaser may print copies as reasonably necessary for use within their own educational setting.

Prohibited Uses

Without prior written permission, you may not:

  • Copy or distribute our copyrighted materials outside of your own educational setting.

  • Share digital downloads with individuals who have not purchased access.

  • Upload our digital products to websites, cloud storage, shared drives, or file-sharing platforms that are accessible to others.

  • Sell, sublicense, or redistribute any Kids Cash Academy materials.

  • Remove copyright notices or proprietary markings.

  • Claim our content as your own.

  • Create derivative works for commercial sale using our materials.

If you have questions regarding a specific use of our curriculum, please contact us at hello@kidscashacademy.com.

9. User Content

If you submit reviews, testimonials, comments, photographs, or other content to Kids Cash Academy, you grant us a non-exclusive, royalty-free license to display, reproduce, and use that content for marketing, promotional, or educational purposes.

You retain ownership of your original content.

10. Educational Disclaimer

Kids Cash Academy provides educational resources intended to help families and educators teach children about financial literacy, stewardship, generosity, entrepreneurship, leadership, and wise decision making.

Our products are provided for educational purposes only and should not be considered legal, tax, accounting, investment, or financial advice.

Parents, guardians, and educators remain responsible for supervising children and making financial decisions appropriate for their own circumstances.

11. Website Availability

We strive to keep our website available and functioning properly. However, we cannot guarantee uninterrupted access.

From time to time, our website may be unavailable due to maintenance, updates, technical issues, or circumstances beyond our control.

12. Limitation of Liability

To the fullest extent permitted by law, Kids Cash Academy shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from the use of our website, products, or services.

Our total liability for any claim relating to a purchase shall not exceed the amount paid for the product giving rise to that claim.

13. Indemnification

You agree to indemnify and hold harmless Kids Cash Academy, its owners, employees, contractors, affiliates, and representatives from any claims, damages, liabilities, expenses, or legal fees resulting from your misuse of our website, products, or violation of these Terms.

14. Privacy

Your use of our website is also governed by our Privacy Policy.

By using our website, you acknowledge that you have reviewed our Privacy Policy and understand how we collect, use, and protect your information.

15. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of Arizona, without regard to conflict of law principles.

Any disputes arising under these Terms shall be resolved in the appropriate state or federal courts located within the State of Arizona.

16. Changes to These Terms

We reserve the right to update these Terms at any time.

Any changes will become effective immediately upon posting to this page. Continued use of our website after changes have been posted constitutes your acceptance of the revised Terms.

17. Contact Us

If you have any questions regarding these Terms of Service, please contact us.

Kids Cash Academy

Email: hello@kidscashacademy.com

Website: www.kidscashacademy.com